Ninja Mommy Hacks: Life with 2 Minions and lots of wine!

So 4 years ago I was doing MINT faithfully-  but feeling like something was missing.   Sure it was free... and that was the problem- I knew that sometimes FREE is not always best. So Dave Ramsey has EveryDollar, and there we YNAB, and another one... I looked online and read real people reviews.   I waited almost 1 more year before finally paying for another budget tool-   I decided on YNAB. After 30 days with it-- my first regret--- Why hadn't I switched a year before!!!     It is budgeting on CRACK!  It makes you account for EVERY penny- no joke. Mint was very REACTIVE-  YNAB allows you to be PROACTIVE with your money- you get paid and give every dollar a job (Dave Ramsey style)- you budget down to 0!     Once all money has a job (line category)- you then log your purchases.   It does import from banks, and the new improved import is QUICK to import!    True budgeting needs to be psychological, you need to feel the ...

I am NOT a stay at home mom, that would be too difficult- and I like my job.  My job is my vacation :) - props to you stay@home peeps.      I am a full time high school counselor and my husband is a 6th grade teacher + an Air Force Officer in the Reserves. Here is how I keep my sanity...    My ultimate Ninja Mom Hacks: 1) Sunday Night-  is YOUR time.  Devote 2 hours to yourself and the week ahead.  Make no plans, and be HOME.... easy dinner in crockpot.. husband takes the kids (sorry, this is not Wine Time... yet).  Here is the to-do list for a stress free week. Get all clothing ready:  kids clothing in easy to find/reach bundles for the week.  Little minions bag packed for daycare- for all week (diapers, supplies, clothing).   Your clothing (5 outfits) ready in order hanging in the closet {bonus points for undies/socks/jewelry there too}.    School aged kids:  they clean out backpacks, get org...