Money- Americans have made this such a taboo subject- read Suze Orman's words... talk to your kids about money all the time. We don't share our ideas, what works, what doesn't work enough! Budgeting is major adulting, and it's FUN! It's empowering, and by logging every dollar- you have more control to get out of debt, save, or buy fun stuff! (Same goes for weight loss- just log your food intake- #1 rule to dieting). 1) Baby Step #1 Dave Ramsey is KEY- save $1000 FAST! After you have your $1000 then stop using all credit cards you carry debt on. Let's say you need brakes for the car, boom- you have the cash (no need for credit card). Opps, you have tags due next month- boom- use the $1000 fund. I call it the RESERVE fund. It is stored in an saving acct that links to my checking acct. Also- increase your car deductible to $1000- boom- you have it in case an acciden...
A full time mom of two: 8 yr and 4 yr old BOYS (Minions), married to a teacher/Air Force Reservist, AND full time high school counselor. I love to travel and am passionate about giving advice- basically don't do $h*# the hard way. Let me do the research, try it, then tell you what to do- to make life easier! And wine... lots of it along the way! (if you are like me and travel w/your bar in tow...this blog is for you)